Oklahoma Department of Consumer Credit

Who are we and why are we here?

For a while now I have been writing posts for this blog, telling people about money, budgets, finances, mortgages etc. Today it occurred to me that some people reading this may have no idea who we really are… We are Consumer Credit Counseling Service of Central Oklahoma. We are a non-profit credit counseling agency…But wait…We […]

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SIMPLE STEPS LEAD TO FINANCIAL PROTECTION

Consumer Protection Week ideal time to add layer of security to personal finances  Washington, DC – Personal finances have become increasingly complex, yet hardly a day goes by that doesn’t involve a financial transaction.  Realizing that there are those eager to separate consumers from their money and destroy their financial reputation makes financial protection take […]

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Not one penny. Welcome top Scrooge week!!

Last week Tressa, one of my CCCS co-workers began talking about an article she read where people didn’t spend any money over a period of time. We decided since we are credit counselors and talk to people about spending leaks, budgets, credit reports and debt all day…We could do this with our eyes closed!! She […]

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“Small Changes” Don’t Do Much for Me

Through my work in the Credit Counseling industry I often find comparisons between budget health and physical health. It seems that in many cases some of the same types of processes contribute to the problem and parallel solutions can be used to correct problems. The recent activities of the famous country-style cook Paula Deen got […]

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Stand up and be strong in your frailty

Being a bankruptcy counselor we hear a lot of sad stories and some are just unbelievably painful. It is hard to really know where to pull the strength from to dust yourself off and carry on. “What is the next step I should take? Maybe it is better to just do nothing” Now you’re in […]

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RIP 2011. Hello 2012!!

Let’s just kick off 2012 by addressing the pink elephant in the room. New Year Resolutions! How did it go with your 2011 resolutions? I am going to take a shot and say that you were probably about as successful as the rest of the world – which is to say, they probably didn’t get […]

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IDENTITY THIEVES FIND NEW WAYS TO STEAL PERSONAL INFOMATION

  Washington, DC – Americans go to great lengths to protect against being robbed.  We lock our doors, install alarm systems in our homes and cars, and insure our valuables.  Many, however, do not pay an equal amount of attention to the crime that impacted more than eight million consumers last year, the crime of […]

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