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Who are we and why are we here?

For a while now I have been writing posts for this blog, telling people about money, budgets, finances, mortgages etc. Today it occurred to me that some people reading this may have no idea who we really are… We are Consumer Credit Counseling Service of Central Oklahoma. We are a non-profit credit counseling agency…But wait…We […]

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I’m sick and going to the Doctor could kill my budget

How many times have we all found our budgets wrecked by unexpected medical bills? Many people turn to credit cards to in order to finance these ER excursions. This can lead to money issues, debt and crisis. There is a way to get some breathing room…You CAN negotiate your medical bills. At first it may […]

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“Small Changes” Don’t Do Much for Me

Through my work in the Credit Counseling industry I often find comparisons between budget health and physical health. It seems that in many cases some of the same types of processes contribute to the problem and parallel solutions can be used to correct problems. The recent activities of the famous country-style cook Paula Deen got […]

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Finding Your Sacrifice

What does it mean to sacrifice? Have you ever had to save to buy something you really needed? I mean really saved. Have you ever found yourself in a situation where you had to make hard choices about something that caused you sacrifice something else? I’d like to think we all sacrifice at times, but […]

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The Maddening Battle for Your Grocery Dollar

Where do I go to make the most of my grocery dollar? I mean I really need my Twinkies and milk, but how can I get them without breaking the bank? In Oklahoma City we have a pot luck of stores: Aldi, Whole Foods,Wal-Mart, Sunflower Market, and the list beats on. Just taking a rough […]

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Hello World… I’m mad…

I absolutely hate feeling like I am somehow at the mercy of anyone or anything. The topic in the news lately is how great the oil companies have it. I read today in the Washington Post that President Obama said “oil companies are enjoying gangbuster profits.” It can seem at times that there is nothing […]

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The Sucker Free Society

Ok, let s all gather around and have a heart to heart… We all know debts happen… Sometimes we have a hard time making the payments on those debts. DON’T BE SUCKERED!! There are some clear cut rules in place to protect YOU!! With a show of hands how many of you out there have […]

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