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Hey Rose, This boat has a leak!!!

Have you ever thought of your budget as “having leaks”? Did you know that businesses have been counting on your spending leaks for years? Next time you want into a convenience store take a look around the register. What do you see? Let me help you…. Do you need that lighter? What about that 2 […]

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SIMPLE STEPS LEAD TO FINANCIAL PROTECTION

Consumer Protection Week ideal time to add layer of security to personal finances  Washington, DC – Personal finances have become increasingly complex, yet hardly a day goes by that doesn’t involve a financial transaction.  Realizing that there are those eager to separate consumers from their money and destroy their financial reputation makes financial protection take […]

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Things to do in Oklahoma – # 4

A few weeks ago we started a count down of things to do in Oklahoma without having to mortgage the family farm. We had a lot of things going on so I was kind of pulled away from this list but like a bad dream…I’m back!! Now the weather is TOO good to pass up.   […]

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End of “Not One Penny” week.

We have finally come to the end of Scrooge week. I think we all learned some pretty interesting things about ourselves and our budgets and spending habits. We had some great questions with regards to what we were hoping to accomplish. One person asked if we were simply “delaying the spending”. If you read the […]

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Not one penny. Welcome top Scrooge week!!

Last week Tressa, one of my CCCS co-workers began talking about an article she read where people didn’t spend any money over a period of time. We decided since we are credit counselors and talk to people about spending leaks, budgets, credit reports and debt all day…We could do this with our eyes closed!! She […]

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“Small Changes” Don’t Do Much for Me

Through my work in the Credit Counseling industry I often find comparisons between budget health and physical health. It seems that in many cases some of the same types of processes contribute to the problem and parallel solutions can be used to correct problems. The recent activities of the famous country-style cook Paula Deen got […]

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Finding Your Sacrifice

What does it mean to sacrifice? Have you ever had to save to buy something you really needed? I mean really saved. Have you ever found yourself in a situation where you had to make hard choices about something that caused you sacrifice something else? I’d like to think we all sacrifice at times, but […]

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