Credit Repair

Hey Rose, This boat has a leak!!!

Have you ever thought of your budget as “having leaks”? Did you know that businesses have been counting on your spending leaks for years? Next time you want into a convenience store take a look around the register. What do you see? Let me help you…. Do you need that lighter? What about that 2 […]

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Who are we and why are we here?

For a while now I have been writing posts for this blog, telling people about money, budgets, finances, mortgages etc. Today it occurred to me that some people reading this may have no idea who we really are… We are Consumer Credit Counseling Service of Central Oklahoma. We are a non-profit credit counseling agency…But wait…We […]

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If you experienced foreclosure, please read this carefully.

You may have heard recently about the federal government’s enforcement actions against some of the nation’s largest mortgage services, including Bank of America.  At issue, deficient servicing practices. If you suffered direct financial injury as the result of an IMPROPER foreclosure, and you meet specific requirements, then you should submit a “Request for Review,” which […]

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Not one penny. Welcome top Scrooge week!!

Last week Tressa, one of my CCCS co-workers began talking about an article she read where people didn’t spend any money over a period of time. We decided since we are credit counselors and talk to people about spending leaks, budgets, credit reports and debt all day…We could do this with our eyes closed!! She […]

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Keeping up with the Jones’s is wearing me out!!

Did you ever wonder who these “Joneses” are? There is an actual answer to that! Keeping Up with the Joneses is actually a comic strip from the New York Globe that was popular nearly one-hundred years ago. It was never intended to be the building blocks for anyone’s budget – or debt. So often we […]

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The Maddening Battle for Your Grocery Dollar

Where do I go to make the most of my grocery dollar? I mean I really need my Twinkies and milk, but how can I get them without breaking the bank? In Oklahoma City we have a pot luck of stores: Aldi, Whole Foods,Wal-Mart, Sunflower Market, and the list beats on. Just taking a rough […]

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Stand up and be strong in your frailty

Being a bankruptcy counselor we hear a lot of sad stories and some are just unbelievably painful. It is hard to really know where to pull the strength from to dust yourself off and carry on. “What is the next step I should take? Maybe it is better to just do nothing” Now you’re in […]

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